Home Loan – RebaBusinessAdvisor

Make Your Homeownership Dream a Reality!

Find the perfect home loan with minimal documentation and lower interest rates!

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OVERVIEW | FEATURES | ELIGIBILITY | DOCUMENTS | EMI CALCULATOR | Reviews | FAQ`s

Home Loan Features

Attractive Interest Rates

Minimal Documentation

30 Years of Tenure

Characteristics and Advantages of Our Home Loan

Home Construction Loan: If you have a plot of land and lack financial support to construct a home on that piece of property, you may choose a house construction loan. Such borrowing is mainly made to construct or repair a major part of your home.
Home Extension Loan: Should you already own a home, and feel the need to extend the building, add an annexe, or build another floor, etc., Home Extension Loan is your go-to option that finances such needs.
Home Improvement Loan: All of us wish to improve and upgrade our homes for a better life. From your old-age furniture, fixtures to faulty lightning systems, Home Improvement Loan funds all your plans.
NRI Home Loan: If you are a patriot, a Non-Resident Indian, and wish to own residential property in India, NRI Home Loan is your answer. Though the formalities for application may be a little different.

Home Loan Eligibility

The following are the fundamental requirements for house loans:
Age:
When your loan starts, you must be older than 21, and when it matures, you must be 64 years of age or younger.
A salaried individual aged 21 to 58
Self-employed Individual: 25–65 years old
Revenue
A salaried individual must make at least Rs. 10,000 per month.
Self-employed Individual: At least Rs. 2,000,000 annually
Work
Self-employed Person: Minimum 3 years of experience in the current sector; Salaried Person: Minimum 2 to 3 years of experience in an MNC or a Private or Public Limited Company;
Credit Score
For acceptance, a credit score of 750 is regarded as good.

Home Loan Documentation

Proof of Income Documents
1. Salaried People
Three months’ worth of salary slips, six months’ worth of bank account statements, and Form 16: Employee Identity Card
Evidence of Employment Duration
2. Self-Employed People
PAN
Trade License
Partnership Deed
Article of Association
Memorandum of Association
Import Export Code
SEBI Registration Certificate
ROC Registration Certificate
Financial Statement Audited by CA
Profit & Loss Account Statement
Balance Sheet
6 Months Bank Account Statement
Professional Practice License for Doctors, Consultants, etc
Registration Certificate of Establishment for Shops, Factories, and Other Establishments
Business Address Proof
3. Documents Required from all Non-Resident Indians (NRIs) Applicants
Income Proof Documents for NRI
Property Papers
Property Documents
Sale Deed
Stamped Agreement of Sale
Allotment Letter
No Objection Certificate or NOC
Housing Society
Builder
Possession Certificate
Land Tax Receipt
Construction Cost Estimate
Bank Account Statement of Payment Made to Seller or Builder
Payment Receipt of Payment Made to Seller or Builder
Incase of resale property share certificate is required
Occupancy Certificate

EMI Calculator for Home Loan

Equated Monthly Instalments (EMIs) are the monthly installments you pay toward the repayment of your home loan. This monthly payment covers the agreed-upon interest amount on the remaining balance of your home loan as well as the principal amount of your loan, which is paid back over the course of the loan.
Online Ruloans To make an informed selection and carry out your home loan plan at its best, you need to use a home loan EMI calculator. With the help of our online EMI calculator, you can quickly and properly determine your home loan’s Equated Monthly Instalment by performing intricate computations.

Loan Against Property Reviews

★★★★★

Clients have noted the fast approval process and minimal documentation required for personal loans through Ruloans.

Amanda LeeCEO & Founder Crix

★★★★★

Borrowers appreciated the clarity and transparency in the loan terms and conditions provided by Ruloans.

Adam CheiseDirector at Dynamic

★★★★★

Entrepreneurs have commended Ruloans for offering tailored loan options that fit their specific business needs.

Adam CheiseDirector at Dynamic

Frequently Asked Questions

Find answers to commonly asked questions about our products and services.

Who can become a partner with Ruloans?

Partners with Ruloans can be loan agents, former bankers, financial analysts, insurance agents, mutual fund agents, chartered accountants, builders, or experts in any other sector. We invite you to join us if you want to offer a variety of financial products and receive alluring commissions.

How to Become a DSA Partner With Ruloans?

u003cbru003eTo become a DSA Partner (Direct Selling Agent) with Ruloans, follow these simple steps:u003cbru003e,Step 1: Visit the Ruloans website and cpck on the ‘Become a Partner’ option.u003cbru003eStep 2: Complete the registration form by filpng in your details and submitting it.u003cbru003eStep 3: A member of the Ruloans support team will contact you to guide you through the next steps and arrange a meeting.u003cbru003eStep 4: During the meeting, a Ruloans Manager will explain the lead generation process and provide you with all the necessary information.u003cbru003eStep 5: Once you understand and are comfortable with the processes, an agreement will be signed between you and Ruloans.u003cbru003eAfter the agreement is signed and stamped, you will officially become a Ruloans DSA Agent.u003cbru003eConnect with us today to start your journey as a DSA Agent and unlock the potential to earn attractive commissions while helping customers secure the best financial products!

How long does shipping take?

Shipping times vary depending on your location. Typically, orders are processed within 1-2 business days, and delivery can take anywhere from 3-10 business days. You will receive a tracking number once your order has been shipped.

What are the Eligibility Criteria for Becoming a DSA Agent with Ruloans?

To become a Ruloans DSA, you need to meet the following u003cstrongu003eEligibility Criteria:u003c/strongu003eu003cbru003eAge Requirement: You must be at least 25 years old.u003cbru003eNationality: You must be a Resident Citizen of India.u003cbru003eEducational Qualifications: No specific educational qualification is required.u003cbru003eProfessional Qualifications: Whether you are a working professional or a business owner, you can register as a Ruloans loan agent. Ideal candidates include loan agents, ex-bankers, financial analysts, mutual fund agents, chartered accountants, and builders.u003cbru003eRuloans welcomes individuals from diverse professional backgrounds who are looking to expand their income opportunities.

What documents are required for DSA Registration with Ruloans?

u003cbru003eAt Ruloans, our DSA registration process is designed to be straightforward and hassle-free. The required documents for KYC verification include:u003cbru003eAadhaar Cardu003cbru003ePAN Cardu003cbru003eTwo passport-size photographsu003cbru003eGST Registration (for companies, if applicable)u003cbru003eProof of Employment: Salary slips if employed; account statements and address proof if running a business; or invoices and financial statements if self-employed.u003cbru003eBank Account Details: Your bank statement for the last 3 months.u003cbru003eThese documents help us ensure a seamless registration process, getting you started on your journey as a Ruloans DSA in no time.

What support do Ruloans provide to its DSAs?

u003cbru003eRuloans is committed to the success of its DSAs by offering extensive support in the following areas:u003cbru003eComprehensive Training: We provide detailed training sessions to help you understand our products, processes, and the market.u003cbru003eMarketing Support: You can get leads, marketing materials, and strategies from Ruloans to promote your services effectively.u003cbru003eTimely Payouts: We ensure that you receive your commissions on time, providing a smooth and transparent payout process.u003cbru003eBy partnering with Ruloans, you get all the support you need to grow and succeed as a DSA.

Home Loan Eligibility and Documents

Read on to know the criteria required to apply for our Home Loan.

Apply Now